Congratulations to our newest clients!!!

Congratulations to Augustina Amante-dellaVita van Hoorebeke , Huck & their mom Melodie for being the latest to join the growing Barajas Insurance Agency!!! They've opted for a gift basket of bully sticks & other assorted doggie goodies intsead of baseball or movie tickets...But they are still elidgible for the Grand Prize of Concert Tickets, Admission and Dinner at the OC Fair...Contest ends May 20th...Good Luck!!!

Free Ticket Giveaway!!!

The Barajas Insurance Agency is proud to announce its first monthly promotion!!!

Starting today through May 20, 2013, any one who gets a free insurance quote from our agency, will receive a pair of free tickets to their choice of either an Angels game, Dodgers game or Movie Theater of their choice! At the end of this promotion we will award a Grand Prize, a night out with Dana & I at the Orange County Fair which includes a pair of tickets to see a Concert, Dinner and a Desert of your choice!!!

No purchase necessary, must live in California and not be a current Farmers Insurance policyholder. This promotion is through the Barajas Insurance Agency and is not endorsed by Farmers Insurance and or its group of companies. (Translation...I'm paying for this out of my own pocket) Deadline to get your free quote & free tickets is May 20, 2013 at 12 Noon. The Grand Prize will be awarded May 24, 2013 at 12 Noon and will be announced via the agencies Facebook, Twitter & Foursquare pages!

Good Luck!!!

The Barajas Insurance Agency Mission Statement

ROD BARAJAS

Agent / Owner

CA Insurance License #0I09863

FINRA CRD #6109903

BARAJAS INSURANCE AGENCY

Hillside Plaza

23161 Mill Creek Drive, #100

Laguna Hills, CA 92653

Business (949) 586-2315   Cell (714) 322-6569 

Barajas Insurance is a dedicated Farmers Insurance Group agency, helping local families and small businesses evaluate their current financial situation, take the necessary precautions to protect assets, and effectively plan for the future. For most people, this starts with Auto / Home / Life Insurance. Our goal is to understand our customer’s current financial situation and help them plan their financial futures, not to sell insurance policies!

Our Motto - Having insurance is not the same as being insured!

Specialties: 

• Auto / Motorhome / Motorcycle / Boat Insurance

• Homeowners / Renters Insurance

• Umbrella / Personal Liability Insurance

• Life / Mortgage Protection Insurance

• Individual Health Insurance

Certifications:

- CA Property, Casualty, Health & Insurance License

- CA Insurance License #0I09863

- Investment Company Products/Variable Life Contracts Representative (Series 6 & 63)

- FINRA CRD # 6109903

As a policyholder of the Farmers Insurance Group, we are proud to list some key reasons we believe you receive the best possible protection for your auto or home.

You purchase insurance for only one purpose: PROTECTION WHEN YOU HAVE A CLAIM!

• CLAIMS FACILITIES THROUGHOUT THE U.S. – Your call to me, your agent, is immediately and electronically transmitted to the claims office nearest you.  We also have a 24 hour, 7 day a week toll free number for any emergency claim need.

• FOR DAMAGE TO YOUR CAR – Repairs will begin within hours with no need to even drive to a claims office.

• Take your car to a Circle of Dependability body shop and work begins on the spot – they have full authority to computerize your claim in moments.

• If you have broken or damaged glass – our FASGLAS repair will begin in hours, at your home or business.  A confirming call to you comes within an hour of calling my office

• ROADSIDE SERVICE OR TOWING – Call 1-800-FARM TOW, and with no expense to you (with Towing Coverage on your vehicle) assistance is on the way in minutes.  We call it “Farm Tow”.

• LOSS OF VEHICLE USE – Up to $1,000 coverage is now available to help when you have a Comprehensive or Collision claim.

• CAR RENTAL COVERAGE:  (CARS) Farmers has an exclusive rental contract in place, and a rental vehicle will be dispatched to your home or business as soon as needed and billings are sent directly to Farmers (provided LOSS OF USE is on policy).

• FOR YOUR PERSONAL RESIDENCE AND PROPERTY – We provide Extended Replacement Cost coverage for all qualified residences and personal property.  Building ordinance protection is discussed and suggested as needed.

• If you live in a TOWNHOUSE OR CONDO PROPERTIES, we will tailor Loss Assessment coverage for your exposures to loss over that provided by your Association.

• FARMERS DISASTER TEAM – Our claims work is the best in the insurance industry, and emergency claims payments are in the hands of policyholders within hours during catastrophes.

• YOUR FINANCIAL LIABILITY may be more than the average Californian’s.  A Farmers Liability Umbrella may afford your coverage for that horrible accident that jeopardizes your lifetime of savings and valuables plus your future earnings.

• SAVE DEDUCTIBLE DOLLARS.  We offer additional exclusive ways to reduce your “out of pocket” costs when you have Collision or Comprehensive losses.

• VIN (Vehicle Identification Number) Marking gives your policyholders a $250 deductible waiver if their VIN marked car is stolen.

Farmer’s ultimate credo, “Farmers puts you back where you belong” is our way of doing business.  When you need us, Farmers is the Premier Insurance Company in California.  Together, with my company and this agency – we build a relationship you can always depend on.

WE DO MAKE A DIFFERENCE HERE AT THE BARAJAS INSURANCE AGENCY

And when we merit your confidence providing protection on your autos and your properties, we can then provide you the fine policies offered through Farmers New World Life Company.

• Savings on a tax deferred basis (Conventional and Roth IRAs).

• Retirement Plans with top interest rates (compare us to Bank C.D.s).

• Educational funds for children

• Estate liquidity planning

ALL WITH ONE OF THE TOP 100 RATED LIFE INSURERS IN AMERICA

Rod Barajas – An Orange County Native – Rod grew up in Anaheim.  He attended Mater Dei High School before moving onto Fullerton College & CSUF.  Rod graduated there with a degree in Communications, his lifelong dream was to work in Radio as a DJ. He moved all over the Southwest US & worked at many radio stations as Air Talent. He transitioned back to Orange County to get his Farmers Agency established in 2012.  For his personal time, he is an avid karaoke enthusiast. His family comprises of his beautiful, supportive wife Dana, dog Chewie and son Gabriel arriving August 2013. He will be Rod & Dana’s 1^st child.

Reducing Roof Vulnerability During Wildfires

A 120-acre brush fire in Florida’s St. Lucie County damaged nine homes in March causing 2,500 residents to evacuate. High winds caused the fire to spread quickly and, although the fire was mostly contained in a day or so, the fire continued to glow and embers can travel more than a mile which can ignite a home.

An article on Disaster Safety http://www.disastersafety.org/blog/florida-fire-damages-nine-homes/ has the following tips on reducing roof vulnerability during a wildfire. In reading them, keep in mind that following emergency instructions during a wildfire is crucial, but preventative measures are just as important.


Reducing Roof Vulnerability


Limit the amount of debris that accumulates at the intersections between vertical walls and roof:


Regularly removing vegetative debris from the roof.
Replace combustible siding with noncombustible (such as a fiber cement product) or ignition-resistant material (such as exterior rated, fire-retardant treated wood).


Add metal flashing at the base of the wall to provides additional protection to the combustible siding.


Regularly clean and remove debris from gutters.


Consider gutter covers, which can minimize the accumulation of debris in gutters.

Some gutter covers (for example, those that have a rounded design) can result in the accumulation of debris on the roof side of the cover.


Do not expect gutter covers to eliminate the need for maintenance to remove debris.


If a cover is used, flat covers that are parallel to the slope of the roof covering should minimize the accumulation of debris behind the cover.


IBHS recommends the use of an integrated gutter (a combination of gutter and roof edge flashing) will help protect the fascia and roof sheathing.


Block gaps between the tiles and roof deck on barrel tile roof coverings and other roof types.


Use either manufacturer supplied materials or with a mortar or cement mixture.

IBHS recommends the use of end-stopping products that minimize the accumulation of debris in the space between the roof deck and covering and the entry of embers during wildfire